FAQ & BLOG
Frequently Asked Questions
Please reach us at +65 9044 4296 if you cant find an answer to your question.
No, Credible is not a lender.
We are a loan centralization platform that connects borrowers with vetted and licensed lenders.
We provide our lending partners with our credit technology so that our customers have a safe and fair borrowing experience.
Gt Finance sg is a company headquartered and registered in Singapore.
Because we are not a lender, we do not require a license.
All our lending partners are licensed, and periodically audited to ensure compliance to required standards
Unlike other platforms, we care about the loan and the experience that you get.
Every lender in our network undergoes a rigorous vetting process to ensure they meet our high standards for trustworthiness, fairness, and commitment to customer satisfaction.
They also follow our credit engine, which prioritizes fair and transparent pricing.
This means you are matched with lenders who not only offer competitive rates but also value integrity in their services.
Yes, protecting your information is our top priority. We use advanced encryption and security protocols to ensure your data is safe every step of the way. We only share your information only with trusted lenders as part of the application process
Absolutely. Our partners includes lenders who specialize in serving borrowers with a wide range of credit scores. Our lending engine ensures that you get a fair loan offer for your specific profile.
In the event of a late payment, a monthly late fee of $200 will be incurred, and additional late interest will be applied to the outstanding principal. It is strongly recommended to consider making a full or early repayment to avoid these extra charges.
Your lender will provide specific details regarding the necessary documents, but usually, Singaporeans and PRs are expected to provide their NRIC, bank statements, and payslips. For foreigners, in addition to these documents, you may be asked to submit a tenancy agreement, passport, and employment contract as part of the requirements.
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